{"id":12640,"date":"2026-06-22T20:37:27","date_gmt":"2026-06-22T20:37:27","guid":{"rendered":"https:\/\/gs25deocksu.com\/?p=12640"},"modified":"2026-08-06T09:26:50","modified_gmt":"2026-08-06T09:26:50","slug":"%ed%81%b4%eb%9d%bc%ec%8a%a4%ec%bd%94%ed%85%8c%eb%a1%a0-%ec%97%ac%eb%93%9c%eb%a6%84-%ec%8b%a0%ec%95%bd-%ed%83%88%eb%aa%a8%ec%97%90-%eb%b0%9c%eb%9d%bc%eb%8f%84-%eb%90%a0%ea%b9%8c-%ed%9a%a8%ea%b3%bc","status":"publish","type":"post","link":"https:\/\/gs25deocksu.com\/ja\/2026\/06\/%ed%81%b4%eb%9d%bc%ec%8a%a4%ec%bd%94%ed%85%8c%eb%a1%a0-%ec%97%ac%eb%93%9c%eb%a6%84-%ec%8b%a0%ec%95%bd-%ed%83%88%eb%aa%a8%ec%97%90-%eb%b0%9c%eb%9d%bc%eb%8f%84-%eb%90%a0%ea%b9%8c-%ed%9a%a8%ea%b3%bc.html","title":{"rendered":"\ud074\ub77c\uc2a4\ucf54\ud14c\ub860 \uc5ec\ub4dc\ub984 \uc2e0\uc57d, \ud0c8\ubaa8\uc5d0 \ubc1c\ub77c\ub3c4 \ub420\uae4c? \ud6a8\uacfc\uc640 \uc8fc\uc758\uc810"},"content":{"rendered":"

<\/p>\n

\n \uc5ec\ub4dc\ub984\uc774\ub791 \ud0c8\ubaa8, \uc644\uc804 \ub2e4\ub978 \uace0\ubbfc \uac19\uc8e0? \uadfc\ub370 \ud53c\ubd80\uc640 \ub450\ud53c\ub97c \uc870\uae08 \uae4a\uac8c \ub4e4\uc5ec\ub2e4\ubcf4\uba74 \ub458 \ub2e4 \u2018\ud638\ub974\ubaac \uc2e0\ud638\u2019\ub77c\ub294 \uac19\uc740 \ubb38 \uc55e\uc5d0\uc11c \ub9cc\ub098\ub294 \uc21c\uac04\uc774 \uc788\uc5b4\uc694.\n<\/p>\n

\n\n\n\n
\n\n\n\n\n
\"\ud074\ub77c\uc2a4\ucf54\ud14c\ub860<\/a><\/td>\n<\/tr>\n
\ud074\ub77c\uc2a4\ucf54\ud14c\ub860 \ud6a8\uacfc\uc640 \ud0c8\ubaa8 \uac00\ub2a5\uc131<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\n <\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

\n \uc800\ub3c4 \ucc98\uc74c\uc5d4 \uc5ec\ub4dc\ub984\uc740 \ud53c\uc9c0 \ubb38\uc81c, \ud0c8\ubaa8\ub294 \uba38\ub9ac\uce74\ub77d \ubb38\uc81c\ub77c\uace0 \ub530\ub85c \uc0dd\uac01\ud588\uc5b4\uc694. \uadf8\ub7f0\ub370 \uc548\ub4dc\ub85c\uac90 \uc218\uc6a9\uccb4 \uc774\uc57c\uae30\ub97c \ubcf4\uba74 \uc0b4\uc9dd \ub2e4\ub974\uac8c \ubcf4\uc774\ub354\ub77c\uace0\uc694. \ud53c\ubd80\uc5d0\uc11c\ub294 \ud53c\uc9c0\uc120\uc774 \uc608\ubbfc\ud574\uc9c0\uace0, \ub450\ud53c\uc5d0\uc11c\ub294 \ubaa8\ub0ad\uc774 \uc608\ubbfc\ud574\uc9c8 \uc218 \uc788\uc73c\ub2c8\uae4c\uc694. \uc624\ub298\uc740 \ucd5c\uadfc \uad6d\ub0b4\uc5d0\uc11c\ub3c4 \uad00\uc2ec\uc774 \ucee4\uc9c4 \ud074\ub77c\uc2a4\ucf54\ud14c\ub860 \uc131\ubd84\uc758 \ubc14\ub974\ub294 \uc5ec\ub4dc\ub984 \uce58\ub8cc\uc81c<\/strong>\uac00 \uc5b4\ub5a4 \ubc29\uc2dd\uc73c\ub85c \uc791\uc6a9\ud558\ub294\uc9c0, \uadf8\ub9ac\uace0 \ud0c8\ubaa8 \ucabd \uae30\ub300\ub294 \uc5b4\ub514\uae4c\uc9c0 \ubd10\uc57c \ud558\ub294\uc9c0 \ucc28\ubd84\ud558\uac8c \uc815\ub9ac\ud574\ubcfc\uac8c\uc694. \uc57d \uc774\uc57c\uae30\ub77c \ub108\ubb34 \ub4e4\ub728\uae30\ubcf4\ub2e8, \ub531 \ud544\uc694\ud55c \ub9cc\ud07c\ub9cc \ud604\uc2e4\uc801\uc73c\ub85c\uc694 \u314e\u314e\n<\/p>\n

\n
\n \ubaa9\ucc28\n <\/div>\n
    \n
  1. \ud53c\ubd80\uc640 \ub450\ud53c\uac00 \ud638\ub974\ubaac\uc5d0 \uc608\ubbfc\ud55c \uc774\uc720<\/a><\/li>\n
  2. \ud074\ub77c\uc2a4\ucf54\ud14c\ub860\uc740 \uc5b4\ub5bb\uac8c \uc791\uc6a9\ud560\uae4c?<\/a><\/li>\n
  3. \uc5ec\ub4dc\ub984 \uce58\ub8cc\uc5d0\uc11c \uae30\ub300\ub418\ub294 \ud3ec\uc778\ud2b8<\/a><\/li>\n
  4. \ud0c8\ubaa8 \uce58\ub8cc\uc81c\ub85c\ub3c4 \ubcfc \uc218 \uc788\uc744\uae4c?<\/a><\/li>\n
  5. 1% \ud06c\ub9bc\uc744 \ub450\ud53c\uc5d0 \ubc14\ub974\uba74 \uc548 \ub418\ub294 \uc774\uc720<\/a><\/li>\n
  6. \uc0ac\uc6a9 \uc804 \uaf2d \ud655\uc778\ud574\uc57c \ud560 \uac83\ub4e4<\/a><\/li>\n<\/ol>\n<\/div>\n

    <\/p>\n

    \n \ud53c\ubd80\uc640 \ub450\ud53c\uac00 \ud638\ub974\ubaac\uc5d0 \uc608\ubbfc\ud55c \uc774\uc720
    \n<\/h2>\n

    \n \ud53c\ubd80 \ud2b8\ub7ec\ube14\uc774 \uc62c\ub77c\uc624\uac70\ub098 \uba38\ub9ac\uce74\ub77d\uc774 \uac00\ub298\uc5b4\uc9c8 \ub54c, \uc6b0\ub9ac\ub294 \ubcf4\ud1b5 \uac89\uc73c\ub85c \ubcf4\uc774\ub294 \ubcc0\ud654\ub9cc \uba3c\uc800 \ubcf4\uc796\uc544\uc694. \u201c\uc694\uc998 \ud53c\uace4\ud574\uc11c \uc5ec\ub4dc\ub984 \ub0ac\ub098?\u201d, \u201c\uc0f4\ud478\uac00 \uc548 \ub9de\ub098?\u201d \uc774\ub7f0 \uc2dd\uc73c\ub85c\uc694. \ubb3c\ub860 \uadf8\ub7f0 \uc694\uc778\ub3c4 \uc911\uc694\ud558\uc9c0\ub9cc, \ud53c\ubd80\uc640 \ub450\ud53c \uc548\ucabd\uc5d0\uc11c\ub294 \ud638\ub974\ubaac \uc2e0\ud638\uac00 \uaf64 \ud070 \uc5ed\ud560\uc744 \ud560 \uc218 \uc788\uc5b4\uc694. \ud2b9\ud788 \uc548\ub4dc\ub85c\uac90, \uadf8\ub7ec\ub2c8\uae4c \ub0a8\uc131\ud638\ub974\ubaac \uacc4\uc5f4 \uc2e0\ud638\ub294 \ud53c\uc9c0\uc120\uacfc \ubaa8\ub0ad \uc8fc\ubcc0\uc5d0\uc11c \ubbfc\uac10\ud558\uac8c \ubc1b\uc544\ub4e4\uc5ec\uc9c8 \uc218 \uc788\uc5b4\uc694.\n<\/p>\n

    \n \uc5ec\uae30\uc11c \ud575\uc2ec\uc740 \uc548\ub4dc\ub85c\uac90 \uc218\uc6a9\uccb4<\/strong>\uc608\uc694. \uc218\uc6a9\uccb4\ub97c \uc544\uc8fc \uc27d\uac8c \ub9d0\ud558\uba74 \uc138\ud3ec\uac00 \ud638\ub974\ubaac \uc2e0\ud638\ub97c \ubc1b\ub294 \uc548\ud14c\ub098 \uac19\uc740 \uac70\uc608\uc694. \uc548\ub4dc\ub85c\uac90\uc774 \uc774 \uc218\uc6a9\uccb4\uc5d0 \ubd99\uc73c\uba74 \ud53c\uc9c0\uc120\uc5d0\uc11c\ub294 \ud53c\uc9c0 \ubd84\ube44\uc640 \uad00\ub828\ub41c \ubc18\uc751\uc774 \ucee4\uc9c8 \uc218 \uc788\uace0, \ub450\ud53c\uc758 \ubaa8\ub0ad\uc5d0\uc11c\ub294 \uc720\uc804\uc801 \ubbfc\uac10\ub3c4\uc5d0 \ub530\ub77c \ubaa8\ubc1c\uc774 \uc810\uc810 \uac00\ub298\uc5b4\uc9c0\ub294 \ubc29\ud5a5\uc73c\ub85c \uc601\ud5a5\uc744 \ubc1b\uc744 \uc218 \uc788\uc5b4\uc694. \uc5ec\ub4dc\ub984\uacfc \ud0c8\ubaa8\uac00 \uc644\uc804\ud788 \uac19\uc740 \uc9c8\ud658\uc740 \uc544\ub2c8\uc9c0\ub9cc, \uac19\uc740 \ud638\ub974\ubaac \uc2e0\ud638 \uccb4\uacc4\ub97c \uacf5\uc720\ud558\ub294 \ubd80\ubd84\uc774 \uc788\ub2e4\ub294 \ub9d0\uc774 \uc5ec\uae30\uc11c \ub098\uc640\uc694.\n<\/p>\n

    \n

    \n \uadf8\ub798\uc11c \uc5ec\ub4dc\ub984 \uce58\ub8cc\uc81c \uc774\uc57c\uae30\uac00 \ud0c8\ubaa8 \uc774\uc57c\uae30\ub85c \uc0b4\uc9dd \ub118\uc5b4\uac00\ub294 \uac8c \uc544\uc8fc \ub72c\uae08\uc5c6\ub294 \ud750\ub984\uc740 \uc544\ub2c8\uc5d0\uc694. \ub2e4\ub9cc \u201c\uae30\uc804\uc774 \ube44\uc2b7\ud558\ub2e4\u201d\uc640 \u201c\uac19\uc740 \uc57d\uc744 \ub611\uac19\uc774 \uc368\ub3c4 \ub41c\ub2e4\u201d\ub294 \uc644\uc804 \ub2e4\ub978 \ub9d0\uc774\uc5d0\uc694. \uc774 \ucc28\uc774, \uc9c4\uc9dc \uc911\uc694\ud569\ub2c8\ub2e4.\n <\/p>\n<\/div>\n

    \n \ud074\ub77c\uc2a4\ucf54\ud14c\ub860\uc740 \uc5b4\ub5bb\uac8c \uc791\uc6a9\ud560\uae4c?
    \n<\/h2>\n

    \n \ud074\ub77c\uc2a4\ucf54\ud14c\ub860\uc740 \ubc14\ub974\ub294 \ud615\ud0dc\uc758 \uc548\ub4dc\ub85c\uac90 \uc218\uc6a9\uccb4 \uc5b5\uc81c\uc81c\ub85c \uc54c\ub824\uc838 \uc788\uc5b4\uc694. \uc27d\uac8c \ud480\uba74, \ub0a8\uc131\ud638\ub974\ubaac \uc2e0\ud638\uac00 \uc138\ud3ec \uc548\uc5d0\uc11c \uc791\ub3d9\ud558\ub824\uba74 \uc218\uc6a9\uccb4\ub77c\ub294 \uc790\ub9ac\uc5d0 \ubd99\uc5b4\uc57c \ud558\ub294\ub370, \ud074\ub77c\uc2a4\ucf54\ud14c\ub860\uc774 \uadf8 \uc790\ub9ac\ub97c \uba3c\uc800 \ucc28\uc9c0\ud574\uc11c \uc2e4\uc81c \ud638\ub974\ubaac\uc774 \uc791\uc6a9\ud560 \uae30\ud68c\ub97c \uc904\uc774\ub294 \ubc29\uc2dd\uc73c\ub85c \uc774\ud574\ud560 \uc218 \uc788\uc5b4\uc694. \uc790\ubb3c\uc1e0\uc5d0 \ub2e4\ub978 \uc5f4\uc1e0\uac00 \uba3c\uc800 \ub4e4\uc5b4\uac00 \uc790\ub9ac\ub97c \ub9c9\uace0 \uc788\ub294 \ub290\ub08c\uc774\ub784\uae4c\uc694.\n<\/p>\n

    \n \uae30\uc874\uc758 \uc77c\ubd80 \ud638\ub974\ubaac \uad00\ub828 \uce58\ub8cc\ub294 \ubab8 \uc804\uccb4\uc758 \ud638\ub974\ubaac \ud750\ub984\uc5d0 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\ub2e4\ub294 \ubd80\ub2f4\uc774 \uc788\uc5c8\uc5b4\uc694. \ubc18\uba74 \ud074\ub77c\uc2a4\ucf54\ud14c\ub860\uc740 \ubc14\ub974\ub294 \ubd80\uc704 \uc911\uc2ec\uc73c\ub85c \uc791\uc6a9\ud558\ub3c4\ub85d \uc124\uacc4\ub41c \uc810\uc774 \ud2b9\uc9d5\uc73c\ub85c \uc5b8\uae09\ub3fc\uc694. \ubb3c\ub860 \uadf8\ub807\ub2e4\uace0 \ud574\uc11c \u201c\uc544\ubb34\ub098 \ud3b8\ud558\uac8c \ub9c9 \uc368\ub3c4 \ub41c\ub2e4\u201d\ub294 \ub73b\uc740 \uc808\ub300 \uc544\ub2c8\uace0\uc694. \uc5ec\ub4dc\ub984 \uce58\ub8cc\uc81c\ub85c \ud5c8\uac00\ub41c \uc758\uc57d\ud488\uc774\ub77c\uba74 \uc0ac\uc6a9 \ub300\uc0c1, \uc6a9\ubc95, \ubd80\uc791\uc6a9 \uac00\ub2a5\uc131\uc744 \ubc18\ub4dc\uc2dc \ud655\uc778\ud574\uc57c \ud574\uc694.\n<\/p>\n

    \n\n\n\n\n\n\n\n
    \uad6c\ubd84<\/th>\n\uae30\uc874 \uc811\uadfc<\/th>\n\ud074\ub77c\uc2a4\ucf54\ud14c\ub860 \uc811\uadfc<\/th>\n<\/tr>\n<\/thead>\n
    \uc791\uc6a9 \uc704\uce58<\/td>\n\uc804\uc2e0 \ud638\ub974\ubaac \ud750\ub984 \ub610\ub294 \uc5fc\uc99d \ubc18\uc751 \uc870\uc808<\/td>\n\ud53c\ubd80\uc758 \uc548\ub4dc\ub85c\uac90 \uc218\uc6a9\uccb4\ub97c \uad6d\uc18c\uc801\uc73c\ub85c \uaca8\ub0e5<\/td>\n<\/tr>\n
    \uce58\ub8cc \uac10\uac01<\/td>\n\uac15\ud55c \ud6a8\uacfc\uc640 \ud568\uaed8 \uc790\uadf9 \ubd80\ub2f4\uc774 \uc0dd\uae38 \uc218 \uc788\uc74c<\/td>\n\ube44\uad50\uc801 \uc644\ub9cc\ud55c \ubc29\uc2dd\uc73c\ub85c \uc811\uadfc\ud558\ub294 \ud3b8<\/td>\n<\/tr>\n
    \ud655\uc778\ud560 \uc810<\/td>\n\uc804\uc2e0 \ubd80\uc791\uc6a9, \ud53c\ubd80 \uac74\uc870, \uc790\uadf9\uac10 \ub4f1<\/td>\n\uad6d\uc18c \uc790\uadf9, \uc0ac\uc6a9 \ubd80\uc704, \ud5c8\uac00\ub41c \uc6a9\ub3c4 \ud655\uc778<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

    \n \uc5ec\ub4dc\ub984 \uce58\ub8cc\uc5d0\uc11c \uae30\ub300\ub418\ub294 \ud3ec\uc778\ud2b8
    \n<\/h2>\n

    \n \ud074\ub77c\uc2a4\ucf54\ud14c\ub860 1% \ud06c\ub9bc\uc740 \uc5ec\ub4dc\ub984 \uce58\ub8cc \uc601\uc5ed\uc5d0\uc11c \uc8fc\ubaa9\ubc1b\ub294 \uc774\uc720\uac00 \uaf64 \ubd84\uba85\ud574\uc694. \ud53c\uc9c0\uc640 \uc5fc\uc99d\uc131 \ubcd1\ubcc0\uc5d0 \uc601\ud5a5\uc744 \uc8fc\ub294 \uc548\ub4dc\ub85c\uac90 \uc2e0\ud638\ub97c \ud53c\ubd80 \ud45c\uba74\uc5d0\uc11c \ucc28\ub2e8\ud558\ub294 \ubc29\uc2dd\uc774\uae30 \ub54c\ubb38\uc774\uc5d0\uc694. \ud2b9\ud788 \ud638\ub974\ubaac\uc131 \uc5ec\ub4dc\ub984\ucc98\ub7fc \ud131 \uc8fc\ubcc0, \uc785\uac00, \ubcfc \uc544\ub798\ucabd\uc5d0 \ubc18\ubcf5\uc801\uc73c\ub85c \uc62c\ub77c\uc624\ub294 \ud2b8\ub7ec\ube14 \ub54c\ubb38\uc5d0 \uace0\ubbfc\ud558\ub294 \ubd84\ub4e4\uc740 \uc774\ub7f0 \uae30\uc804\uc5d0 \uad00\uc2ec\uc774 \uac08 \uc218\ubc16\uc5d0 \uc5c6\uc8e0. \uc800\ub3c4 \uc774\ub7f0 \uc124\uba85\uc744 \ubcf4\uba74 \u201c\uc544, \uadf8\ub798\uc11c \uc0dd\ub9ac \uc804\ud6c4\ub098 \ucee8\ub514\uc158 \ub5a8\uc5b4\uc9c8 \ub54c \ud2b8\ub7ec\ube14\uc774 \ud655 \uc62c\ub77c\uc624\ub294\uad6c\ub098\u201d \uc2f6\ub354\ub77c\uace0\uc694.\n<\/p>\n

    \n \ub2e4\ub9cc \uc784\uc0c1 \ub370\uc774\ud130\ub294 \uc784\uc0c1 \ub370\uc774\ud130\uace0, \uc2e4\uc81c \ub0b4 \ud53c\ubd80\uc5d0 \uc5b4\ub5bb\uac8c \ubc18\uc751\ud560\uc9c0\ub294 \ub610 \ub2e4\ub97c \uc218 \uc788\uc5b4\uc694. \ud53c\ubd80 \uc7a5\ubcbd\uc774 \uc57d\ud558\uac70\ub098 \ub808\ud2f0\ub178\uc774\ub4dc, \ubca4\uc870\uc77c\ud37c\uc625\uc0ac\uc774\ub4dc \uac19\uc740 \uc131\ubd84\uc5d0 \uc774\ubbf8 \uc790\uadf9\uc744 \ub9ce\uc774 \uacaa\uc740 \ubd84\uc774\ub77c\uba74 \uc0c8\ub85c\uc6b4 \uce58\ub8cc\uc81c\ub3c4 \uc870\uc2ec\uc2a4\ub7fd\uac8c \uc811\uadfc\ud574\uc57c \ud574\uc694. \ud2b9\ud788 \uc758\uc57d\ud488\uc740 \ud654\uc7a5\ud488\ucc98\ub7fc \u201c\ud55c\ubc88 \ubc1c\ub77c\ubcfc\uae4c?\u201d \ud558\uace0 \uc2dc\uc791\ud558\uae30\ubcf4\ub2e4\ub294 \ud53c\ubd80\uacfc \uc9c4\ub8cc \ud6c4 \ub0b4 \uc5ec\ub4dc\ub984 \uc720\ud615\uc5d0 \ub9de\ub294\uc9c0 \ud655\uc778\ud558\ub294 \uac8c \ud6e8\uc52c \uc548\uc804\ud574\uc694.\n<\/p>\n

    \n
      \n
    • \ud53c\uc9c0 \uad00\ub828 \uc811\uadfc:<\/span> \uc548\ub4dc\ub85c\uac90 \uc218\uc6a9\uccb4\ub97c \uaca8\ub0e5\ud574 \ud53c\uc9c0\uc120 \ubc18\uc751\uc744 \uc870\uc808\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc774\ud574\ud560 \uc218 \uc788\uc5b4\uc694.<\/li>\n
    • \uad6d\uc18c \uce58\ub8cc \uc7a5\uc810:<\/span> \uba39\ub294 \uc57d\uc774 \ubd80\ub2f4\uc2a4\ub7ec\uc6b4 \uacbd\uc6b0 \ubc14\ub974\ub294 \uce58\ub8cc \uc635\uc158\uc774 \ud558\ub098 \ub354 \uc0dd\uae34\ub2e4\ub294 \uc758\ubbf8\uac00 \uc788\uc5b4\uc694.<\/li>\n
    • \uc790\uadf9\uac10 \ud655\uc778:<\/span> \ubc14\ub974\ub294 \uc57d\uc774\ub77c\ub3c4 \ub530\uac00\uc6c0, \ubd89\uc5b4\uc9d0, \uac74\uc870\uac10 \uac19\uc740 \uad6d\uc18c \ubc18\uc751\uc740 \uccb4\ud06c\ud574\uc57c \ud574\uc694.<\/li>\n
    • \ubcd1\uc6a9 \uc5ec\ubd80:<\/span> \uae30\uc874 \uc5ec\ub4dc\ub984 \uc57d\uacfc \ud568\uaed8 \uc4f8 \ub54c\ub294 \ubc18\ub4dc\uc2dc \uc758\ub8cc\uc9c4 \uc9c0\uc2dc\ub97c \ub530\ub77c\uc57c \ud574\uc694.<\/li>\n<\/ul>\n<\/div>\n
      \n

      \n \uc5ec\ub4dc\ub984 \uce58\ub8cc\uc81c\ub294 \ud53c\ubd80 \uc0c1\ud0dc\uc5d0 \ub530\ub77c \ub9de\uace0 \uc548 \ub9de\uace0\uac00 \uaf64 \uac08\ub824\uc694. \ud2b9\ud788 \uc784\uc2e0 \uac00\ub2a5\uc131, \ubcf5\uc6a9 \uc911\uc778 \uc57d, \ud53c\ubd80\uc5fc \ubcd1\ub825 \ub4f1\uc774 \uc788\ub2e4\uba74 \ud63c\uc790 \ud310\ub2e8\ud558\uc9c0 \ub9d0\uace0 \uc9c4\ub8cc \ub54c \uaf2d \ub9d0\ud558\ub294 \uac8c \uc88b\uc544\uc694.\n <\/p>\n<\/div>\n

      <\/p>\n

      \n \ud0c8\ubaa8 \uce58\ub8cc\uc81c\ub85c\ub3c4 \ubcfc \uc218 \uc788\uc744\uae4c?
      \n<\/h2>\n

      \n \ud074\ub77c\uc2a4\ucf54\ud14c\ub860 \uc774\uc57c\uae30\uac00 \ud0c8\ubaa8 \ucabd\uc73c\ub85c \uc774\uc5b4\uc9c0\ub294 \uac74 \uc790\uc5f0\uc2a4\ub7ec\uc6b4 \ud750\ub984\uc774\uc5d0\uc694. \ub0a8\uc131\ud615 \ud0c8\ubaa8, \uc989 \uc548\ub4dc\ub85c\uac90\uc131 \ud0c8\ubaa8\ub294 \ubaa8\ub0ad\uc774 \uc548\ub4dc\ub85c\uac90 \uc2e0\ud638\uc5d0 \ubbfc\uac10\ud558\uac8c \ubc18\uc751\ud558\uba74\uc11c \ubaa8\ubc1c\uc774 \uc810\uc810 \uac00\ub298\uc5b4\uc9c0\ub294 \uacfc\uc815\uacfc \uad00\ub828\uc774 \uc788\uc73c\ub2c8\uae4c\uc694. \uadf8\ub7ec\ub2e4 \ubcf4\ub2c8 \uc548\ub4dc\ub85c\uac90 \uc218\uc6a9\uccb4\ub97c \uad6d\uc18c\uc801\uc73c\ub85c \ub9c9\ub294 \uc57d\uc774\ub77c\uba74 \ub450\ud53c\uc5d0\uc11c\ub3c4 \uac00\ub2a5\uc131\uc774 \uc788\uc9c0 \uc54a\uc744\uae4c \ud558\ub294 \uae30\ub300\uac00 \uc0dd\uae30\ub294 \uac70\uc8e0.\n<\/p>\n

      \n \uc2e4\uc81c\ub85c \ud0c8\ubaa8 \ubd84\uc57c\uc5d0\uc11c\ub294 1% \uc5ec\ub4dc\ub984 \ud06c\ub9bc\uc774 \uc544\ub2c8\ub77c, \ub450\ud53c\uc6a9\uc73c\ub85c \uc124\uacc4\ub41c 5% \uc561\uc0c1 \uc81c\ud615\uc774 \ubcc4\ub3c4\ub85c \uc5f0\uad6c\ub418\uace0 \uc788\uc5b4\uc694. \uc5ec\uae30\uc11c \ub418\uac8c \uc911\uc694\ud55c \ud3ec\uc778\ud2b8\uac00 \ub098\uc640\uc694. \uac19\uc740 \uc131\ubd84\uba85\uc774\ub77c\uace0 \ud574\uc11c \ub18d\ub3c4\uc640 \uc81c\ud615\uc774 \uac19\uc9c0 \uc54a\uace0, \uc5bc\uad74 \ud53c\ubd80\uc5d0 \ubc14\ub974\ub3c4\ub85d \ub9cc\ub4e0 \ud06c\ub9bc\uacfc \ub450\ud53c \uae4a\uc219\uc774 \uc2a4\uba70\ub4e4\ub3c4\ub85d \ub9cc\ub4e0 \uc561\uc0c1 \uc81c\ud615\uc740 \uc644\uc804\ud788 \ub2e4\ub978 \uc81c\ud488\ucc98\ub7fc \ubd10\uc57c \ud55c\ub2e4\ub294 \uac70\uc608\uc694. \uc57d\uc740 \uc131\ubd84\ub3c4 \uc911\uc694\ud558\uc9c0\ub9cc, \uc5b4\ub514\uc5d0 \uc5b4\ub5bb\uac8c \ub3c4\ub2ec\ud558\ub290\ub0d0\ub3c4 \uc9c4\uc9dc \uc911\uc694\ud558\uac70\ub4e0\uc694.\n<\/p>\n

      \n

      \n \ud0c8\ubaa8 \uace0\ubbfc\uc774 \uc788\uc73c\uba74 \ub9c8\uc74c\uc774 \uae09\ud574\uc9c0\ub294 \uac70 \ub108\ubb34 \uc774\ud574\ub3fc\uc694. \ud558\ub8e8\ud558\ub8e8 \ube60\uc9c0\ub294 \uba38\ub9ac\uce74\ub77d \ubcf4\uba74 \u201c\ubb50\ub77c\ub3c4 \uc9c0\uae08 \ud574\uc57c \ud558\ub098?\u201d \uc2f6\uac70\ub4e0\uc694. \uadfc\ub370 \uadf8\ub7f4\uc218\ub85d \uc5bc\uad74\uc6a9 \uc57d\uc744 \ub450\ud53c\uc5d0 \uc784\uc758\ub85c \uc4f0\ub294 \uac74 \uc870\uc2ec\ud574\uc57c \ud574\uc694. \uae09\ud560\uc218\ub85d \ub3cc\uc544\uac00\uc57c \ud558\ub294 \uc601\uc5ed\uc774 \ub531 \ud0c8\ubaa8 \uce58\ub8cc \ucabd\uc774\uc5d0\uc694.\n <\/p>\n<\/div>\n

      \n 1% \ud06c\ub9bc\uc744 \ub450\ud53c\uc5d0 \ubc14\ub974\uba74 \uc548 \ub418\ub294 \uc774\uc720
      \n<\/h2>\n

      \n \uc9c0\uae08 \uad6d\ub0b4\uc5d0\uc11c \uad00\uc2ec\uc744 \ubc1b\ub294 \uc81c\ud615\uc740 \uc5ec\ub4dc\ub984 \uce58\ub8cc \ubaa9\uc801\uc758 1% \ud06c\ub9bc\uc774\uc5d0\uc694. \uadf8\ub7f0\ub370 \ud0c8\ubaa8 \uc784\uc0c1\uc5d0\uc11c \uc8fc\ub85c \uc5b8\uae09\ub418\ub294 \uac83\uc740 5% \uc561\uc0c1 \uc81c\ud615\uc774\uc5d0\uc694. \uc774 \ucc28\uc774\ub294 \ub2e8\uc21c\ud788 \uc22b\uc790 \ucc28\uc774\uac00 \uc544\ub2c8\ub77c \uc0ac\uc6a9 \ubaa9\uc801 \uc790\uccb4\uc758 \ucc28\uc774\uc5d0 \uac00\uae4c\uc6cc\uc694. \uc5bc\uad74\uc6a9 \ud06c\ub9bc\uc740 \ud53c\ubd80 \ud45c\uba74\uc5d0 \uba38\ubb34\ub974\uae30 \uc26c\uc6b4 \uc9c8\uac10\uc73c\ub85c \ub9cc\ub4e4\uc5b4\uc9c8 \uc218 \uc788\uace0, \ub450\ud53c\ub294 \uba38\ub9ac\uce74\ub77d\uc774 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc57d\ubb3c\uc774 \uc2e4\uc81c \ub450\ud53c\uc5d0 \ub2ff\uace0 \ud761\uc218\ub418\ub294 \uacfc\uc815\uc774 \ud6e8\uc52c \uae4c\ub2e4\ub85c\uc6cc\uc694.\n<\/p>\n

      \n \ud06c\ub9bc \uc81c\ud615\uc744 \uba38\ub9ac\uce74\ub77d \uc0ac\uc774\uc5d0 \ubc14\ub974\uba74 \uc77c\ub2e8 \ub5a1\uc9d0\uc774 \uc0dd\uae30\uae30 \uc27d\uace0, \uc815\uc791 \ud544\uc694\ud55c \ub450\ud53c \uae30\uc800 \ubd80\uc704\uae4c\uc9c0 \uade0\uc77c\ud558\uac8c \uc804\ub2ec\ub418\uae30 \uc5b4\ub824\uc6b8 \uc218 \uc788\uc5b4\uc694. \uac8c\ub2e4\uac00 \uc5ec\ub4dc\ub984\uc6a9 \ud5c8\uac00 \uc81c\ud488\uc744 \ud0c8\ubaa8 \uce58\ub8cc \ubaa9\uc801\uc73c\ub85c \uc784\uc758 \uc0ac\uc6a9\ud558\uba74 \ud6a8\uacfc\ub97c \uae30\ub300\ud558\uae30\ub3c4 \uc5b4\ub835\uace0, \uc790\uadf9\uc774\ub098 \ubaa8\ub0ad\uc5fc \uac19\uc740 \ubd88\ud3b8\uc744 \uacaa\uc744 \uc218\ub3c4 \uc788\uc5b4\uc694. \uc774\uac74 \u201c\uc544\uae5d\ub2e4\u201d \uc218\uc900\uc774 \uc544\ub2c8\ub77c \ud53c\ubd80 \uac74\uac15\uc5d0\ub3c4 \uc190\ud574\uac00 \ub420 \uc218 \uc788\ub294 \ubd80\ubd84\uc774\uc5d0\uc694.\n<\/p>\n

      \n\n\n\n\n\n\n\n\n
      \uad6c\ubd84<\/th>\n\uc5ec\ub4dc\ub984\uc6a9 1% \ud06c\ub9bc<\/th>\n\ud0c8\ubaa8 \uc5f0\uad6c\uc6a9 5% \uc561\uc0c1<\/th>\n<\/tr>\n<\/thead>\n
      \uc0ac\uc6a9 \ubd80\uc704<\/td>\n\uc5bc\uad74 \ud53c\ubd80\uc758 \uc5ec\ub4dc\ub984 \ubd80\uc704<\/td>\n\ub450\ud53c\uc640 \ubaa8\ub0ad \uc8fc\ubcc0\uc744 \ubaa9\ud45c\ub85c \uc124\uacc4<\/td>\n<\/tr>\n
      \uc81c\ud615 \ud2b9\uc9d5<\/td>\n\ud06c\ub9bc \ud615\ud0dc\ub77c \ubaa8\ubc1c\uc5d0 \ubb3b\uace0 \ubb49\uce60 \uc218 \uc788\uc74c<\/td>\n\ub450\ud53c \ub3c4\ud3ec\uc640 \ud761\uc218\ub97c \uace0\ub824\ud55c \uc561\uc0c1 \ud615\ud0dc<\/td>\n<\/tr>\n
      \uae30\ub300 \uc601\uc5ed<\/td>\n\ud5c8\uac00\ub41c \uc5ec\ub4dc\ub984 \uce58\ub8cc \ubc94\uc704\uc5d0\uc11c \uc0ac\uc6a9<\/td>\n\ud0c8\ubaa8 \uce58\ub8cc \uac00\ub2a5\uc131\uc744 \uc5f0\uad6c \uc911\uc778 \uc601\uc5ed<\/td>\n<\/tr>\n
      \uc8fc\uc758\uc810<\/td>\n\ud0c8\ubaa8 \ubaa9\uc801\uc73c\ub85c \uc784\uc758 \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uae30<\/td>\n\uc815\uc2dd \ud5c8\uac00\uc640 \ucd9c\uc2dc \uc5ec\ubd80\ub97c \uae30\ub2e4\ub824\uc57c \ud568<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

      \n \uc0ac\uc6a9 \uc804 \uaf2d \ud655\uc778\ud574\uc57c \ud560 \uac83\ub4e4
      \n<\/h2>\n

      \n \ud074\ub77c\uc2a4\ucf54\ud14c\ub860\uc740 \uae30\uc804\ub9cc \ubcf4\uba74 \uaf64 \ub9e4\ub825\uc801\uc778 \uc120\ud0dd\uc9c0\ucc98\ub7fc \ub290\uaef4\uc838\uc694. \uc804\uc2e0 \ud638\ub974\ubaac\uc744 \ud06c\uac8c \uac74\ub4dc\ub9ac\uc9c0 \uc54a\uace0, \ud53c\ubd80\uc758 \uc548\ub4dc\ub85c\uac90 \uc218\uc6a9\uccb4\ub97c \uad6d\uc18c\uc801\uc73c\ub85c \uaca8\ub0e5\ud55c\ub2e4\ub294 \uc124\uba85 \uc790\uccb4\uac00 \ubd80\ub2f4\uc744 \ub0ae\ucdb0 \ubcf4\uc774\uac8c \ud558\uac70\ub4e0\uc694. \ud558\uc9c0\ub9cc \uc758\uc57d\ud488\uc740 \uc5b8\uc81c\ub098 \u201c\ub098\uc5d0\uac8c \ub9de\ub294\uac00\u201d\uac00 \uc81c\uc77c \uc911\uc694\ud574\uc694. \ub2e4\ub978 \uc0ac\ub78c\uc5d0\uac8c \uc798 \ub9de\uc558\ub2e4\uace0 \ub0b4 \ud53c\ubd80\uc5d0\ub3c4 \ubb34\uc870\uac74 \ubd80\ub4dc\ub7fd\uac8c \ub9de\ub294 \uac74 \uc544\ub2c8\ub2c8\uae4c\uc694.\n<\/p>\n

      \n \ud2b9\ud788 \uc5ec\ub4dc\ub984 \uce58\ub8cc \uc911\uc774\ub77c\uba74 \uc774\ubbf8 \ub808\ud2f0\ub178\uc774\ub4dc, \ud56d\uc0dd\uc81c, \ubca4\uc870\uc77c\ud37c\uc625\uc0ac\uc774\ub4dc, \ud53c\uc9c0 \uc870\uc808 \uc57d \ub4f1\uc744 \uc0ac\uc6a9 \uc911\uc77c \uc218 \uc788\uc5b4\uc694. \uc774 \uc0c1\ud0dc\uc5d0\uc11c \uc0c8 \uc57d\uc744 \ucd94\uac00\ud558\uba74 \ud53c\ubd80 \uc790\uadf9\uc774 \uacb9\uce60 \uc218\ub3c4 \uc788\uace0, \ubc18\ub300\ub85c \ubcd1\uc6a9 \uc804\ub7b5\uc774 \ub3c4\uc6c0\uc774 \ub420 \uc218\ub3c4 \uc788\uc5b4\uc694. \uadf8\ub7ec\ub2c8\uae4c \ud575\uc2ec\uc740 \ud63c\uc790 \uc870\ud569\ud558\uc9c0 \uc54a\ub294 \uac83. \uc9c4\uc9dc \uc774\uac70\uc608\uc694. \ud53c\ubd80\uacfc\uc5d0\uc11c \ud604\uc7ac \uc4f0\ub294 \uc57d, \ud654\uc7a5\ud488, \uc0dd\ud65c\ud328\ud134\uae4c\uc9c0 \ub9d0\ud558\uace0 \uc870\uc808\ud558\ub294 \uac8c \ud6e8\uc52c \ub0ab\uc2b5\ub2c8\ub2e4.\n<\/p>\n

      \n
        \n
      1. \ud5c8\uac00\ub41c \uc6a9\ub3c4 \ud655\uc778:<\/span> \uc5ec\ub4dc\ub984 \uce58\ub8cc\uc81c\ub85c \ucc98\ubc29\ubc1b\uc558\ub2e4\uba74 \ud574\ub2f9 \ubaa9\uc801\uacfc \ubd80\uc704\uc5d0 \ub9de\uac8c \uc0ac\uc6a9\ud574\uc57c \ud574\uc694.<\/li>\n
      2. \ub450\ud53c \uc784\uc758 \uc0ac\uc6a9 \uae08\uc9c0:<\/span> \ud0c8\ubaa8\uac00 \uac71\uc815\ub3fc\ub3c4 \uc5bc\uad74\uc6a9 1% \ud06c\ub9bc\uc744 \ub450\ud53c\uc5d0 \ub9c8\uc74c\ub300\ub85c \ubc14\ub974\ub294 \uac74 \ud53c\ud558\ub294 \uac8c \uc88b\uc544\uc694.<\/li>\n
      3. \uc790\uadf9 \ubc18\uc751 \uccb4\ud06c:<\/span> \ubd89\uc5b4\uc9d0, \ub530\uac00\uc6c0, \uac00\ub824\uc6c0, \ubc97\uaca8\uc9d0\uc774 \uc2ec\ud558\uba74 \uc0ac\uc6a9 \ube48\ub3c4\ub97c \uc870\uc808\ud558\uac70\ub098 \uc9c4\ub8cc\ub97c \ubc1b\uc544\uc57c \ud574\uc694.<\/li>\n
      4. \uae30\uc874 \uc57d \uc54c\ub9ac\uae30:<\/span> \uba39\ub294 \uc5ec\ub4dc\ub984 \uc57d, \ud0c8\ubaa8\uc57d, \ud638\ub974\ubaac \uad00\ub828 \uc57d\uc744 \uc4f0\uace0 \uc788\ub2e4\uba74 \uc758\ub8cc\uc9c4\uc5d0\uac8c \uaf2d \ub9d0\ud574\uc57c \ud574\uc694.<\/li>\n
      5. \uae30\ub300\uce58 \uc870\uc808:<\/span> \uc2e0\uc57d\uc774\ub77c\uace0 \ud574\uc11c \ub2e8\ubc88\uc5d0 \ud574\uacb0\ub418\ub294 \uac74 \uc544\ub2c8\uace0, \ud53c\ubd80 \uc0c1\ud0dc\uc640 \uce58\ub8cc \uae30\uac04\uc744 \ud568\uaed8 \ubd10\uc57c \ud574\uc694.<\/li>\n<\/ol>\n<\/div>\n
        \n

        \n \uc0c8 \uce58\ub8cc \uc635\uc158\uc774 \ub298\uc5b4\ub098\ub294 \uac74 \ubc18\uac00\uc6b4 \uc77c\uc774\uc9c0\ub9cc, \uc548\uc804\ud558\uac8c \uc4f0\ub294 \uac8c \uba3c\uc800\uc608\uc694. \ud2b9\ud788 \ud0c8\ubaa8 \ubaa9\uc801 \uc0ac\uc6a9\uc740 \uc544\uc9c1 \uc815\uc2dd \uc81c\ud615\uacfc \ud5c8\uac00 \uc0c1\ud669\uc744 \ud655\uc778\ud558\uba74\uc11c \uae30\ub2e4\ub9ac\ub294 \ucabd\uc774 \ub354 \uacfc\ud559\uc801\uc778 \uc120\ud0dd\uc5d0 \uac00\uae4c\uc6cc\uc694.\n <\/p>\n<\/div>\n

        <\/p>\n

        \n
        \n \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38\n <\/div>\n
        \n
        \n \uc9c8\ubb38<\/span>
        \n \ud074\ub77c\uc2a4\ucf54\ud14c\ub860\uc740 \ud638\ub974\ubaac\uc81c\ub97c \uba39\ub294 \uac83\uacfc \uac19\uc740 \uac74\uac00\uc694?<\/span>\n <\/div>\n
        \n \ub2f5\ubcc0<\/span><\/p>\n

        \n \uba39\ub294 \ud638\ub974\ubaac \uc870\uc808 \uc57d\uacfc\ub294 \uc811\uadfc\uc774 \ub2ec\ub77c\uc694. \ud074\ub77c\uc2a4\ucf54\ud14c\ub860\uc740 \ud53c\ubd80\uc5d0 \ubc14\ub974\ub294 \uc548\ub4dc\ub85c\uac90 \uc218\uc6a9\uccb4 \uc5b5\uc81c\uc81c\ub85c, \uc801\uc6a9 \ubd80\uc704\uc758 \ud638\ub974\ubaac \uc2e0\ud638\ub97c \uaca8\ub0e5\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc774\ud574\ud558\uba74 \ub3fc\uc694. \uadf8\ub798\ub3c4 \uc758\uc57d\ud488\uc774\uae30 \ub54c\ubb38\uc5d0 \uc0ac\uc6a9 \uc5ec\ubd80\ub294 \uc9c4\ub8cc \ud6c4 \uacb0\uc815\ud558\ub294 \uac8c \uc88b\uc544\uc694.\n <\/p>\n<\/p><\/div>\n<\/p><\/div>\n

        \n
        \n \uc9c8\ubb38<\/span>
        \n \uc5ec\ub4dc\ub984\uc6a9 \ud074\ub77c\uc2a4\ucf54\ud14c\ub860 \ud06c\ub9bc\uc744 \ud0c8\ubaa8 \ubd80\uc704\uc5d0 \ubc1c\ub77c\ub3c4 \ub418\ub098\uc694?<\/span>\n <\/div>\n
        \n \ub2f5\ubcc0<\/span><\/p>\n

        \n \uad8c\uc7a5\ud558\uae30 \uc5b4\ub824\uc6cc\uc694. \uc5ec\ub4dc\ub984\uc6a9 1% \ud06c\ub9bc\uc740 \uc5bc\uad74 \ud53c\ubd80 \uc0ac\uc6a9\uc744 \uc804\uc81c\ub85c \ud55c \uc81c\ud615\uc774\uace0, \ud0c8\ubaa8 \uc5f0\uad6c\uc5d0\uc11c\ub294 \ub450\ud53c\uc6a9 5% \uc561\uc0c1 \uc81c\ud615\uc774 \ubcc4\ub3c4\ub85c \ub2e4\ub904\uc9c0\uace0 \uc788\uc5b4\uc694. \ub18d\ub3c4\uc640 \uc81c\ud615\uc774 \ub2e4\ub974\uae30 \ub54c\ubb38\uc5d0 \uc784\uc758\ub85c \ub450\ud53c\uc5d0 \uc0ac\uc6a9\ud558\ub294 \uac74 \ud53c\ud558\ub294 \uac8c \uc88b\uc544\uc694.\n <\/p>\n<\/p><\/div>\n<\/p><\/div>\n

        \n
        \n \uc9c8\ubb38<\/span>
        \n \uae30\uc874 \uc5ec\ub4dc\ub984 \uc57d\uc774\ub098 \ud0c8\ubaa8\uc57d\uacfc \uac19\uc774 \uc368\ub3c4 \uad1c\ucc2e\uc744\uae4c\uc694?<\/span>\n <\/div>\n
        \n \ub2f5\ubcc0<\/span><\/p>\n

        \n \ubcd1\uc6a9 \uac00\ub2a5\uc131\uc740 \uac1c\uc778 \uc0c1\ud0dc\uc640 \uc0ac\uc6a9 \uc911\uc778 \uc57d\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc694. \ud2b9\ud788 \ub808\ud2f0\ub178\uc774\ub4dc, \ud56d\uc0dd\uc81c, \ud53c\uc9c0 \uc870\uc808\uc81c, \ud0c8\ubaa8 \uce58\ub8cc\uc81c\ub97c \ud568\uaed8 \uc4f0\uace0 \uc788\ub2e4\uba74 \ud53c\ubd80 \uc790\uadf9\uc774\ub098 \uc804\ubc18\uc801\uc778 \uce58\ub8cc \uacc4\ud68d\uc744 \uc758\ub8cc\uc9c4\uacfc \uc870\uc728\ud558\ub294 \uac8c \uc548\uc804\ud574\uc694.\n <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n

        <\/p>\n

        \n

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